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What Is Life Insurance?

Life insurance is a contract between an insurer and a policyholder in which the insurer guarantees payment of a death benefit to named beneficiaries when the insured dies. The insurance company promises a death benefit in exchange for premiums paid by the policyholder.

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ICICI Prudential Life
ICICI Prudential
HDFC Life
HDFC Life
Bajaj Allianz
Bajaj Allianz

Benefits of Life Insurance

  • Income replacement for years of lost salary.
  • Paying off your home mortgage.
  • Paying off other debts, such as car loans, credit cards, and student loans.
  • Providing funds for your kids' college education.
  • Helping with other obligations, such as care for aging parents.
Benefits of Life Insurance Diagram
Who Needs Life Insurance

Who Should Buy Life Insurance?

Whether you're starting a family, growing your assets, or simply planning ahead, life insurance can offer peace of mind. Here are individuals who benefit the most:

Parents with Minor or Special-Needs Children
Adults Owning Property Together
Elderly Supporting Adult Caregivers
Students or Parents with Loan Responsibilities
Families Needing Burial or Funeral Coverage
Business Owners & Key Employees
Double Text Benifite

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